Wells Fargo Lively Money Card Assessment

Limitless 2% money rewards — Cardholders earn a limiteless 2% money rewards on purchases, with no classes to activate or earnings limits to trace.

There are different playing cards that supply larger money again charges on sure classes, and whereas they are often value it, they do require extra effort. They usually usually are additionally topic to a cap and restricted in what purchases they apply to. The Wells Fargo Lively Money® Card is ideal for somebody that desires an easy-to-use card that also affords excessive rewards: you’ll earn a best-in-class flat rewards immediately in your purchases — with no limits or hoops to leap via.

$200 money rewards welcome provide — New Wells Fargo Lively Money® Card holders can earn a $200 money rewards welcome provide for spending simply $500 in purchases within the first three months. Not solely is that this a really aggressive sign-up bonus for a card with no annual payment, but it surely’s additionally one of many issues that units this Wells Fargo bank card aside from different 2% again playing cards. We’ve but to return throughout one other bank card with 2% limitless money rewards that additionally has a sign-up bonus.

15 months from account opening 0% APR intro provide — New cardholders can take pleasure in 0% intro APR on each new purchases and eligible steadiness transfers for a full 15 months from account opening. (After that interval, a go-to charge of 20.24%, 25.24%, or 29.99% Variable APR applies.) That is an excellent provide, even when in comparison with playing cards marketed only for a 0% intro APR. It implies that this card will let you keep away from curiosity on purchases and steadiness transfers into 2025!

Take into account that steadiness transfers have to be made throughout the first 120 days to qualify for a decreased rate of interest and a decrease steadiness switch payment.

No annual payment — In lots of instances, excessive rewards charges imply excessive annual charges. Not with the Wells Fargo Lively Money® Card, which sports activities a $0 annual payment.

Cellphone safety — With the worth of a typical cellular phone within the lots of of {dollars}, having some type of insurance coverage is a good suggestion. With this Wells Fargo card, you will get built-in cellular phone safety of as much as $600 simply by paying your cellular phone invoice together with your card. Protection is topic to a $25 deductible.

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